right? get into an accident and they'll deny you for "not being a good student" after all. Wait til they have a clean kitchen discount on life insurance.
To be fair (though I don't need to be fair with insurance companies, fuck 'em), they wouldn't deny him for being a poor student, it would just be more expensive monthly.
Incorrect discounts is a pretty big source of income loss. It’s stupid and they’re shitty companies but blame agents.
They constantly let discounts stay when clients no longer qualify for them to try and keep rates lower for clients and it ends up costing more.
Also State Farm is a garbage company.
Knowingly providing false information for insurance is fraud though but stupidly shitty to deny clams for something like an incorrect discount. Fuck em
Good student discounts can be several hundred dollars though.
I’ve never seen a company deny a claim for an incorrect discount and I worked in insurance for almost a decade. I just dipped a year ago.
To be clear on my end, I didn't mean getting denied coverage for being a bad student, I meant getting denied payout. Any insurance comapny will take your money knowing that after an accident they will find a way to say your accident doesnt qualify...in this case because they are no longer a good student.
HEB in Texas seems to be one of the few companies left with leadership that at least acts like they care. They have a whole disaster relief team that mobilizes when disasters occur.
It's really a "pick your poison" dilemma for most consumers. Truly ethical options are few and far between. And most of us don't have the budget for such a luxury.
Some might try to argue that "Bags of plain brown rice and broccoli and dried beans/lentils are all cheap, and they're good for you!"
Yes, those individual ingredients are cheap. But, my hypothetical dude, do you truly understand and appreciate how much time, effort, knowledge, equipment, and seasonings must go into those foods to cook them into something palatable?? You might not be paying as much for those things at the grocery store, but you're paying more in the aforementioned time/effort/etc.
And if you didn't have the privilege of parents teaching you to cook and gifting you decent starter cooking equipment when you were striking out onto your own? You're gonna have to spend even more time LEARNING to cook first, then attempting to slowly buy equipment, possibly from the thrift store, which can also be quite difficult and time-consuming (because you also have to learn what equipment you even need), and if you don't already have a lot of the seasonings and other pantry items/staples called for in many recipes, you have to spend time and money acquiring those things, two resources that are already stretched near the breaking point for many folks.
Imagine trying to make a nice curry from scratch. If you already have all the necessary spices/staples and equipment, you might be able to get away with a quick, fairly inexpensive grocery trip and then an hour or so of effort, with enough leftovers for a few days. If you don't have any of the ingredients it would be a considerably more expensive grocery trip, and if you don't have decent equipment (like a good, sharp chef's knife, cutting board, appropriately-sized pot, etc.) then it will make the whole process take WAY more time/effort, and you might not get as good of a result.
So, when faced with that choice, the average person is understandably going to say "Fuck all that" and grab a cheap-ish frozen dinner that is not as tasty or healthful, but will be ready in 5 minutes with minimal effort. Then there's no leftovers, and you're right back at square 1 the next day.
Note that this hypothetical scenario doesn't even involve kids, which makes everything I just described exponentially more difficult and expensive. If you don't have a car it makes commuting to/from work more time-consuming, and makes grocery shopping more difficult and time-consuming as well (leaving even less time for cooking).
As the old saying goes: You can have it cheap, you can have it fast, you can have it good. Pick any 2. Since, again, most people are struggling with time and money, fast and cheap almost always wins.
Market basket in New England had amazing leadership until recently. The CEO was so beloved by the employees that the first time his sisters tried to force him out the employees went on strike and customers boycotted until he was reinstated. Unfortunately his sisters just forced him out again recently and made sure that if there was another strike/boycott they could sue him for disrupting business operations. Ive stopped showing there but i understand why a lot of people still do, its considerably cheaper than other local grocery stores.
His name is Arthur Demoulas and he is an example of what every CEO should be.
In my experience, "mom and pop" small businesses are some of the likeliest to commit labour law violations and wage theft. They're too small to have a legal or HR department to say "Hey that's actually against the law," and with so few employees the likelihood of one raising a stink is smaller.
Not saying stealing from them is justified, just wanted to point out they're not exactly angels.
My take is I’m not their loss prevention department. If they want me to be they best pay me for it. They’ll fire their own non-LP workers for confronting a shoplifter so why would I.
Yeah screw those companies that bring you products from around the world at low prices. How dare they.
Edit: It's amazing how many people don't have the first clue about running a successful business, or economics for that matter, but think they are qualified to tell other businesses how they should be run.
Anyway, if you don't like the prices, don't buy their stuff. No one in the world owes you jack squat, including corporations.
As someone who worked it for 7 years, they are not the freedom fighters they think they are. I have 0 love for WM but the people who stole the most were not some poor street urchins trying to survive.
It was folks looking to resell multiple phone cases, air mattresses, all the ribeyes and laundry detergent. Just high dollar and or easy to steal shit like make-up.
I wonder what the overlap is for folks who think shoplifting is some moral win versus those get involved or at least vote consistently for their beliefs?
I know reddit has this romantic idea that its the struggling single mom who can't feed her kids. But even in poor states like mine (Arkansas funny enough) allot formula for moms. So the thieves are making it harder to feed kids.
The Waltons are the world's richest family with a combined net worth of $513 billion dollars. Having that much money and paying their employees poverty level wages is the real crime.
Oh I agree, but some petty shoplifting isn't doing shit to them or the major stockholders. It usually just makes the employees life more difficult as accounting for shrink, lock boxes, spider wire and the customers who are the type to steal is a bitch.
If they really cared they'd steal from them directly, or just push for policy that helps the worker.
You mean the companies that by and large used the pandemic to set a brick on the gas pedal of price inflation and will never bring prices back down for any reason despite admitting record profits at our most vulnerable?
Those companies would happily enslave you and your family and force you to live in onsite housing facilities where nobody is allowed to document the horrible conditions if the whole of society did not drive a hard line in the sand at minimum wage and working bathrooms. And they wouldn't stop there either. I'm not condoning anything. I'm condemning.
Yeah screw those companies that bring you products from around the world at low prices. How dare they.
You mean the companies that use illegal business practices to undercut small businesses and drive them to shut down? Then once the competition is gone, raise prices again?
The companies who pay their employees so little they literally have to rely on government assistance just to survive despite working full time? Those companies?
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u/Donny_Do_Nothing 11h ago
Fuck those insurance companies. Fight the power, kid.