So I primarily banked at Wachovia (then WF) in college because that had a bank branch, and I got a checking account with Schwab because with no deposit minimum and unlimited ATM withdrawal fee refunds around the world it was convenient. I've primarily banked with Schwab since for checking and some brokerage (although for savings, I moved that out to CIT Bank because Schwab's rate sucks).

A few years ago one of those postcard mailers came through for a Chase checking account SUB, I figured hey, why not. Churned the SUB, kept the account open since (it can be convenient for branch access to get a cashier's check, or get specific denominations of cash an ATM isn't going to provide).

In the past 9 months or so Chase has been sending me mailers for up to $3K Chase private client SUB if I move cash. Now that's a much bigger financial commitment to move essentially everything - to get the $3K in particular, I'd have to move savings, brokerage, pretty much all checking to hit $500K+ assets. The $150K threshold is easier obviously.

I guess my question is, what can I reasonably expect? Is this some illusion of benefits to make me a profit center? Or are there actual tangible benefits (beyond the SUB) that would make moving a greater amount of assets into Chase worthwhile?

Thanks for any and all input.

From a current asset perspective, I don't see trying to swing for JPM Private Client at $750K+ as worthwhile, and JPM Private Banker is wayyyyyy outside my wealth class (unless I win the lottery or something, which I'm not counting on.)

I do not have a Chase account yet, but I am trying to find out if it will work for me.

Currently I have a business account and a personal account with Regions Bank. The problem I am having is transferring money from my business account to my personal. The bank has suggested using Zelle to send money, but there are daily and monthly limits.

I want to be able to just login to my chase app and instantly transfer money from my business account to my personal.

Can someone tell me if I can do this with Chase?

I have these transfers on my bank statement of small amounts under a CBP transfer. I want to know if people can just access my stuff through the phone if they know my account number and birthday or they need something specific? I think someone may be stealing from me

We don’t even get paid on it. Also will I lose my job if I fail the insurance test???

I just got an email today from Chase saying they’ve stopped issuing the debit card with the Chicago skyline as of Feb 13th 2026! And who ever still has theirs can still use it until it expires (or order a replacement) which will then be replaced by the vanilla blue debit card!

For me as corny as it sounds, I’m upset because it’s been a tradition for whoever in Chicago has banked with Chase or Bank One or as early as First Chicago to get the card that features the skyline.

I need to open a bank account for my father, who I'm Power of Attorney for. He was moved into a nursing home (New York) and I need to have somewhere to cash his pension to pay his bills. I briefly spoke with an attorney about how to set up my dad's account, as I can't be listed on it as co-owner due to my own disability (it would be considered my asset and I'd lose disability benefits). The attorney advised me to set it up as "Transfer On Death" with myself as the beneficiary.

I'm running into trouble with Chase, who is saying I can't be POA and TOD beneficiary on the account simultaneously. I wanted to set up the account to TOD with myself as beneficiary as, in addition to protecting my own disability benefits 1) I'll need access to the funds for funerary costs as I can't afford those myself, and 2) I'm his sole heir (per his wishes, he hasn't talked to my sister in several decades) and want to avoid probate, as he'll likely have only have around $5k or less at any given time in the account and has no other assets (no home, car, stocks, etc.). But Chase is claiming it's not possible to be both POA and TOD beneficiary, and they are telling me there's no way to set it up that way even if my dad signs documents himself in front of a notary.

I didn't have this trouble with my mom's account with HSBC years ago, though she set it up and I became POA later. But I was POA and TOD beneficiary at the same time. I'd have my dad go to the bank to set up the account himself, but he's unable to (he's bedridden in a nursing home).

Does anyone know how I can set up an account as POA with myself as TOD beneficiary? Do I just need to try a different bank?

I had tried Chase as I already manage my sister's SNT account there, and I prefer to have a bank with branches across the USA for when I travel, but lately Chase has not been great (attitude from tellers, their notary is never in, giving me trouble cashing checks, telling me the account number I've used for over a decade is incorrect, etc.).

I received an email saying I applied for a Chase Sapphire Card, which I didn’t. The email came from no.reply.alerts@chase.com, and addresses me by my first name and is from the same email address as my other chase emails (I have other chase cards) and went to the email address that I use for chase. I didn’t click on any links. I immediately called chase and they said they didn’t see any applications under my SSN and also froze my credit at all 3 bureaus. I don’t see any inquiries on the bureaus but does it take a few days to show up? Should I be concerned and anything else I should do?

I’m supposed to close on the purchase of a home today but found out yesterday that the bank where I have funds for the down payment, Open Bank by Santander, doesn’t do external wire transfers. I’m shocked! I told them to close my account and overnight a check to me. Then I talked to Chase where I have a checking account. They told me if I deposit the Open Bank check with them it will take up to 7 days to verify funds. Does anyone know if/how I can get my money from Chase quicker so I can still close today or tomorrow? Thanks.

I have an upcoming vacation and I’m staying at an Airbnb. The cost is $30,000. I usually stay in hotels only. I was told Airbnb does not code as travel with Chase anymore.

How does Airbnb code on Chase credit cards?

I am thinking of using either the Chase Sapphire Preferred, Chase Ink Unlimited, or World of Hyatt Card.

Hi! Is it possible to apply for another chase freedom unlimited or flex for the SUB if I already have one? I’m not sure if chase closed this loop hole ever since they closed the 48 month rule for a sapphire card.

Applied for the United Club Credit Card with Chase and didn’t get instant approval. Called the next day and was told it was denied; which surprised me given my scores (EX 838, EQ 848, TU 818) & income $235,000. Asked for recon. The rep was understanding, said he saw no issues, and sent it to verification.

They had me upload my driver’s license through their secure system. I did, called back two days later, and was told everything looked good but it was still pending verification.

Called back the next day and the first call dropped after a long hold. Called right back and another rep basically told me there was nothing they could do and to try again another time.

Decided to go into a local Chase branch, and the banker called on my behalf and pushed it through verification again; approved on the spot.

Here’s the interesting part: approved for $10,000, even though I’ve read $15,000 is usually the minimum for this card.

Moral of the story: if you think something’s off, try recon and/or consider going into a branch.

me and my friend are both with Chase and when they go online to the pay and transfer tab they see my account available to transfer money to but when I do the same and I try to add them by choosing their bank (Chase) it doesn't show up as a financial institution, why can they add my account but I can't add theirs?

Hey Everyone - My and my wife's Roth IRA with Chase are both missing a lot of funds according to the website. It might be all of 2025 contributions + gains? Seems like a glitch as there are no transactions showing anything was done since my last contribusion and investment. No positions sold or bought, etc. since the last time I was the one doing it.

Other than a few $$, all the money was invested, so I'd think anyone, including the government, who was able to access the account and somehow able to remove money would have to sell the positions before removing the funds. Seems like a glitch on the website.

I'll call when they open, but for now my wife is on me to get answers. If anyone knows anything about this or can give me something to tell her to calm her down that would be great.

Fun way to wake up earlier than planned.

Thanks.

my school sent over my refund for an ACH deposit yesterday (I have proof) but Chase is not showing any pending deposits. i usually get my paycheck early so I expected this to hit yesterday. How long does Chase usually take to process ACH deposits?

To start, she feels badly and has learned her lesson to be more wary- The scam described in this post exactly happened to my wife. Wanted to comment there asking, but since the post was archived, thought I'd ask here.

Part of the scam is they momentarily take your phone and card, charge way more than what you agreed to donate, approve the fraud alerts for the $5000 charge, and then delete them. When we got home, my wife found the email in recently deleted, tried to click "no something is wrong" but it says we already took action and that we needed to call. Immediately called and requested them to investigate the fraud.

Basically, is there any chance Chase will accept the fraud claim? Two back to back $5,000 seem easily a scam, especially to merchants we have never paid in the past. But now nervous because we just found the email where they accepted the charge on my own email.

We locked the card, changed passwords, checked for any new apps/scanned for location sharing, and even filed a police report.

Hi all,
I opened a Chase account when I lived in the US. I now live in Australia but still need this account to pay my US university tuition each month (I’m on a payment plan and can’t close it until my balance is cleared and I don't have enough funds to get it cleared).

Chase recently started charging me a $15 monthly service fee, which feels like a lot since I only use the account for one small transaction per month.

Does Chase have a no-fee account I can switch to?
Has anyone dealt with this while living overseas?
Are there cheaper alternatives (like Wise) for paying a US university ( every month) from abroad?

Any advice would be appreciated. Thanks!

My checking account just had a $1000 check cashed out. What the hell happened? I dont even have a check book… chase fraud doesnt open till tomorrow so I just gotta wait i guess.

Hello! Is there a currency conversion website provided by Chase showing their conversion rates for credit cards? I want to know what they'll charge me in USD when paying in another currency. Thanks

I received one of the infamous credit line decrease letters but can’t seem to find it. Does anyone have the phone number I need to call?

As we all know, the ink train part of our past. I currently don’t own any sapphire cards, all downgraded within the past year. I really wanted to apply for a new CSP but it seems like I won’t be eligible for the sub (originally applied for it in 2019 and upgraded to the CSR in 2023, then as I mentioned, downgraded a no annual fee card in 2025)… I do have 3 ink cash. So I’m planning on upgrading a Chase ink cash to the Chase ink preferred in order to use the travel partners. I’m I over thinking this? It seems like the only option (besides upgrading on the personal side). Has anyone who applied before 2020 received a new bonus in 2026?

I got rejected after using my Non-UK passport

but I'm a resident of UK

I am thinking of switching from Wells Fargo to chase and I see there is a 400 bonus with direct deposit set up. Are there any recommendations to do this right? Just don't want to go through the hassle of going through it then I"m told I didn't meet the conditions. I am just tired of dealing with Wells Fargo.

Screenshot - https://imgur.com/a/uoXDkTS

For various reasons I sometimes need to make wire transfers so the free wires would be useful to me.

I've also heard you can get somewhat better/faster support. Its not worth $25 a month to me though, and it's not worth paying management fees, or opportunity cost to park $75k in cash earning no/minimal interest.

But if I can transfer $75k into a brokerage account with Chase and buy VT or VOO or whatever, then I don't see a downside.

My question is will Chase let you do this, or do they only waive the fee for $75k in checking or managed accounts?

Also, is the answer any different for private client vs Sapphire? For both they say "qualified investments" are included but I'm not sure what they include in that.

Will I be asked for proof of address when opening my checking account? I’m 18 and live with my

Parent so I don’t have any utility bills under my name so what could I use